Insurance, NCT and motor tax

The rules in brief

• 1

  Insurance first

  Every vehicle used in a public place must have valid motor insurance.

  Source: RSA, Rules of the Road

• 2

  Motor tax

  Motor tax must be paid and current while the car is used on public roads.

  Source: RSA, Rules of the Road

• 3

  NCT

  Cars over four years old need a valid National Car Test certificate.

  Source: RSA, Rules of the Road

• 4

  Keep it current

  Gardaí can check all three. Driving without insurance is a serious offence.

  Source: RSA, Rules of the Road

Try 8 sample questions

Tap an answer to see if you are right and read the explanation.

Score: 0/8

1. Question 1 of 8

   Is a driver still insured to drive their vehicle after their insurance policy has expired?

   Listen in PortugueseListen in English
   AThe driver is insured up to 10 days after the expiry of the policy.BThe driver is insured up to 14 days after the expiry of the policy.CThe driver is insured up to 7 days after the expiry of the policy.DThe driver is not insured after the expiry of the policy.

2. Question 2 of 8

   When a driver wishes to drive a vehicle and they are not sure if they are covered by insurance, what should they do?

   Listen in PortugueseListen in English
   AThey should check with their local Garda Station to see if they are insured.BThey should check with their local Motor Taxation Office to see if they are insured.CThey should check with their local NDLS office to see if they are insured.DThey should not drive until their insurance company confirms that they are insured.

3. Question 3 of 8

   When a vehicle is being driven by a person who is not the owner, who is responsible for ensuring that the vehicle is taxed and that a current tax disc is displayed?

   Listen in PortugueseListen in English
   AThe Gardaí have total responsibility in this area.BThe driver and/or the owner of the vehicle are responsible.CThe driver is the only one responsible.DThe owner is the only one responsible.

4. Question 4 of 8

   If a driver wishes to drive another vehicle which is not currently taxed, would they be allowed to transfer the current tax disc from their own vehicle onto it?

   Listen in PortugueseListen in English
   AOnly on a temporary basis if the other vehicle is subject to a lower rate of tax.BUnder circumstances when the proper form has been completed and sent to the local Motor Tax Office.CUnder no circumstances should a tax disc be transferred to another vehicle.DYes, provided their own vehicle is not being used at the same time.

5. Question 5 of 8

   What should a driver do if involved in a collision with another vehicle where nobody is injured?

   Listen in PortugueseListen in English
   AExchange all relevant details with the other driver.BExchange no details but report the incident to the Gardaí.CGive their name and address only to the other person.DSubmit a written report to the Insurance Bureau of Ireland.

6. Question 6 of 8

   Who is authorized to see a driver’s vehicle registration document?

   Listen in PortugueseListen in English
   AA Garda may ask you to produce the vehicle's registration document at a named Garda station.BA member of the car recovery company or anyone assisting in the recovery.CAny fire brigade or ambulance personnel at the scene of a collision the driver has been involved in.DAny person with whom the driver is involved in a collision.

7. Question 7 of 8

   If a vehicle is being driven by someone who is not the owner but has the owner's consent, who should ensure that the driver is properly insured?

   Listen in PortugueseListen in English
   AThe driver and the vehicle owner.BThe driver only.CThe insurance company.DThe vehicle owner only.

8. Question 8 of 8

   If a driver wishes to drive another privately-owned vehicle but they are uncertain if they are insured to drive that vehicle, what should they do?

   Listen in PortugueseListen in English
   AA driver should contact their own insurer to confirm whether or not their insurance policy covers the driving of other vehicles.BDrive if there is an insurance disc on the vehicle.CDrive it provided that they tell their insurance company within 10 days and agree to pay any additional premium.DTransfer the insurance disc from their own vehicle on to the vehicle they wish to drive.

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